8 steps for protecting your child from identity theft
It’s a shocking experience thousands of parents have endured the past few years: finding out someone else has been using their child’s identity. It’s heartbreaking to think of a young person trying to...
View ArticleFree credit reports don’t stop at just one
Hopefully by now you are aware that you are entitled to free copies of your credit reports once per year because of a federal law known as the FACT Act. And you may also know that the only sources for...
View ArticleUsing credit bureau websites to access reports and scores
Knowing how to get your credit reports and credit scores can be very confusing. There are just so many different options out there. First and foremost, there are a few key things to remember: You can...
View ArticleFICO Score Myths Debunked, Part II
We like to say that to the unfamiliar, reading credit reports is like trying to navigate in a foreign country with a map in a language you don’t know. If that’s true, figuring out credit scores for...
View ArticleWhat to Prioritize on your Credit Reports
Being turned down for credit can be extremely frustrating. But remember that lenders want to lend money to you; that’s how they improve their bottom line. So the message of a denial shouldn’t be “No”...
View ArticleWhen Will That Collection Account Fall Off Your Credit Report?
In the arena of credit reporting, there probably isn’t any issue that causes more confusion, or generates more false information, than collection account listings. For example, you may have heard that...
View ArticleWhat To Do If Your Mail Is Stolen
It’s easy to dismiss a missing piece of mail as just having gotten lost somewhere along the way. But if there is a pattern of lost mail or particularly sensitive correspondence has mysteriously gone...
View ArticleWhat Employers May Look For On Your Credit Reports
You’ve got the skills. You’ve got the experience. But you’re worried your credit reports may hold you back from getting that dream job. And to make matters even more aggravating, you have no idea what...
View ArticleWhat To Do If Your Mail Is Stolen
It’s easy to dismiss a missing piece of mail as just having gotten lost somewhere along the way. But if there is a pattern of lost mail or particularly sensitive correspondence has mysteriously gone...
View ArticleWhat Employers May Look For On Your Credit Reports
You’ve got the skills. You’ve got the experience. But you’re worried your credit reports may hold you back from getting that dream job. And to make matters even more aggravating, you have no idea what...
View ArticleGetting Your Name Off the Mortgage After Divorce
Your divorce has been finalized. You’ve moved into separate places, set up individual bank accounts and otherwise taken every step you can think of to create distinct financial lives. There’s just the...
View ArticleWhat You Need to Dispute a Credit Report Mistake
Have you ever found a mistake on one of your credit reports? If so, you’re familiar with the feelings of anger and injustice that come with discovering you’re being accused of something that isn’t...
View Article